A common question for anyone looking to buy their first property is where to find a house and how to finance it which requires two people - Realtor and Mortgage Agent / Broker. Finally, you’re ready to get into the real estate market. You’ve been saving up for years, working on your credit score, and you feel it’s time to start the home-buying process.

As a homeowner, you’re responsible for paying taxes on your property that are used to generate money for public purposes in your area. Property taxes are charged by the municipality in which you live and are used to fund municipally-run services such as garbage, composting and recycling, road maintenance, snow removal, parks and recreational facilities, libraries, transportation and more.